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Microsoft: Phi 4 vs OpenAI: GPT-5.6 Sol

On input price, Microsoft: Phi 4 is ~57.1× cheaper. Verified 2026-10-21.

Microsoft: Phi 4 $0.070/$0.140vsOpenAI: GPT-5.6 Sol $4.00/$20.00

Verdict

On blended price (3:1 input:output), Microsoft: Phi 4 is ~91.4× cheaper ($0.070/$0.140 vs $4.00/$20.00 per 1M tokens).

Pricing

Per-million-token list prices, verified 2026-10-21. Green marks the better value.

MetricMicrosoft: Phi 4OpenAI: GPT-5.6 Sol
Input / 1M$0.070$4.00
Output / 1M$0.140$20.00
Cache read / 1M—$0.400
Blended (3:1)$0.088/1M$8.00/1M
Estimated monthly costMicrosoft: Phi 4OpenAI: GPT-5.6 Sol
Chatbot10,000 reqs · 800/400 tok$1.12$112.00
Coding agent5,000 reqs · 8000/2000 tok$4.20$360.00
RAG pipeline30,000 reqs · 4000/500 tok$10.50$780.00

Plug in your own numbers in the calculator, or paste a real bill into the Bill Shredder.

Specifications & capabilities

MetricMicrosoft: Phi 4OpenAI: GPT-5.6 Sol
Context window16K1.1M
Max output15K128K
Vision input–✓
Tool calling–✓
Reasoning–✓

Quality

Intelligence Index by Artificial Analysis (independent evaluations, 0–100).

Verified intelligence scores aren't available for both models yet. See the full leaderboard.

Performance

Measured by Artificial Analysis on live endpoints.

Speed measurements aren't available for both models yet.

Provider

Infrastructure metrics for the organizations behind these models.

MetricMicrosoftOpenAI
Listed endpoints512
Reliability99.8%99.9%
Avg latency350 ms450 ms
Pricing tiersstandardstandard, batch, provisioned

Full details: Microsoft: Phi 4 pricing · OpenAI: GPT-5.6 Sol pricing